About

About Us

At Mortgage Hub Expert Ltd, we make mortgages simple for the self-employed. Whether you're a freelancer, contractor, or small business owner, getting a mortgage can feel like a maze—but we’re here to guide you through every turn.

We’re a UK-based mortgage and protection advisory firm that understands the unique challenges of being your own boss. You might not have a fixed salary or a traditional payslip, but that shouldn’t stop you from buying your dream home, remortgaging, or releasing equity for home improvements.

With years of experience helping self-employed professionals secure mortgages, we know exactly what lenders are looking for and how to present your finances in the best light. We combine expert knowledge with a friendly, no-jargon approach—because mortgages don’t have to be complicated (or boring!).

Ready to find out how much you can borrow? Let’s chat and make your mortgage journey easy!

Download our new app from the AppStore or Google Play – Search, Mortgage Hub Expert, download and register.

Meet Tracey Boyd – Your Mortgage & Protection Expert

Hey, I’m Tracey Boyd, Managing Director of Mortgage Hub Expert Ltd, and I’ve spent the last 20+ years helping people secure mortgages and protect their income.

I started my career with a market-leading financial services company and have worked in a variety of mortgage environments—Estate Agency, Mortgage Brokerage, High Street Banking, and Independent Financial Advice. In 2018, I launched Mortgage Hub Expert Ltd, running my business from my home office in Berrow, at the foot of the Malvern Hills in Worcestershire.

I specialise in helping self-employed professionals and rural home buyers find the right mortgage, whether they’re buying their first home, moving to the countryside, or purchasing a unique property like a Grade II listed home. In fact, I live in a Grade II listed barn conversion myself, so I know first-hand the excitement (and challenges!) of securing mortgages for rural and heritage properties.

Beyond mortgages, I’m a huge advocate for income protection—because no matter where you live, your income is the foundation of everything. I work closely with industry leaders and the Income Protection Task Force to raise awareness about why protecting your income is just as important as securing your mortgage. Life is unpredictable, and having the right financial safety nets in place means you can enjoy your home and lifestyle without worrying about the "what-ifs."

When I’m not helping clients secure their dream homes or build financial security, you’ll find me enjoying the Worcestershire countryside with my husband, Richard and two daughters, Hattie & Elspeth, or tackling the joys (and quirks!) of owning a listed barn conversion.

If you’re looking for a straight-talking, friendly expert who understands rural living, self-employed mortgages, and income protection, let’s chat! 😊

📲 Follow my journey for mortgage tips, rural living, and financial security advice over on Instagram: @mortgagehubexpert

Meet Adam Roberts – Your Mortgage Adviser (AKA "Spidey" 🕷️)

Hi, I’m Adam Roberts, a fully qualified Mortgage Adviser based in Poole, Dorset—and if my name sounds familiar, you might have seen me in the news! 🗞️

In August 2022, I had an unexpected holiday experience when a spider bite landed me in the hospital for five nights while visiting Skegness. My story was even featured in The Daily Echo, The Sun, The Daily Star, and The Mirror! 🕷️ But don’t worry—I made a full recovery, and now I’m back doing what I love: helping people like you secure the best mortgage deals.

I’ve always been passionate about mortgages and the home-buying process, and I genuinely enjoy the challenge of finding great mortgage deals that fit my clients’ needs. Whether you’re a first-time buyer, remortgaging, or moving home, I’m here to guide you through every step of the process—making what can feel overwhelming simple, stress-free, and even enjoyable.

If you're looking for a down-to-earth, knowledgeable adviser who’s got your back (and knows a thing or two about unexpected life twists! 😉), let’s chat!

📲 Follow me for mortgage tips and updates: @adam_at_mortgage_hub_expert

Suzie Thomas, Office Manager, based at our head office in Worcestershire, married with two boys, yearning to get back into the workplace after a long career break as a full time mummy.  Suzie joined the team back in 2021, and has quickly settled in, taking control of the office ensuring customers are adequately looked after.  Suzie likes to watch her boys play sports every weekend.

Chris Glyde, Protection Administrator, based at our head office in Worcestershire, also married with two boys.  Chris has joined the team to support clients applications for protection, always speaking with our insurance providers and GP Surgeries to ensure that clients get the protection that they have applied for.  When Chris isn't working, she is a busy crafter.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (https://www.financial-ombudsman.org.uk/consumer/complaints.htm).